Privacy Policy

Introduction

At Valor Consulting, your privacy is important to us. This Privacy Policy outlines how we collect, use, protect, and share the information you provide during consultations, through our website, and in any other communications.

We are committed to transparency and confidentiality in every part of our relationship with you.

 

What We Do

Valor Consulting provides personalized, unbiased financial consulting services to individuals and families preparing for retirement and long-term financial wellness.

Important Note: We are a consulting firm—not a financial advisory firm. We do not sell financial products, manage investments, or provide licensed financial advice. Our services are educational, strategic, and focused on helping you gain clarity around your financial decisions.

 

Information We Collect

We may collect the following types of personal information during the course of our work together:

• Name, contact information, and demographic details

• Income, debt, spending, and savings information

• Details about investment accounts, insurance, and retirement plans

• Family, employment, and financial goals

• Any other information voluntarily shared for planning purposes

 

How We Use Your Information

We use your information solely to:

• Conduct personalized financial wellness consultations

• Develop reports, recommendations, or planning summaries for your personal use

• Communicate with you via email, phone, or virtual meetings

• Improve the quality and customization of our services

We will never sell or rent your personal information.

 

Data Protection & Security

We take appropriate steps to protect your data from unauthorized access or disclosure. All client files are stored securely, and digital communications are handled through encrypted or password-protected platforms when appropriate.

 

Sharing Your Information

We do not share your information with any third parties, except:

• When legally required (e.g., in response to a court order)

• With your explicit consent (e.g., to coordinate with another professional you’ve hired)

 

Your Consent

By using our services or sharing your information with Valor Consulting, you consent to this privacy policy and agree to its terms.

 

Your Rights

You have the right to:

• Request a copy of any personal data we hold

• Ask us to correct inaccurate or outdated information

• Withdraw your consent or request deletion of your information at any time

To do so, simply contact us using the information below.

 

Contact Us

If you have any questions about this policy or your data, please contact:

Richard Ranck
Valor Consulting
📧 richardranck@yahoo.com
📞 (614) 973-9830